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For over 100 years, Mountain Valley Bank has been an independently-owned financial institution dedicated to improving the social and economic conditions of Tennessee’s Sequatchie Valley community by offering products and services that support local businesses and residents.
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About Mountain Valley Bank
Founded in 1905 as Sequatchie County Bank, Mountain Valley Bank has been a pillar of the community for over 100 years. The bank began in a hotel in Dunlap, Tennessee, and has grown to operate three branches in the state. Mountain Valley Bank has weathered significant economic challenges, including the Panic of 1910 and the Great Depression, emerging stronger each time. In 2001, the bank was renamed Mountain Valley Bank to better represent its expanding service area and modern banking services. As a home-owned, independent bank, it prides itself on its long-standing relationships with customers and its role in the community’s development.
Empowering Customers with Small Dollar Loans
Mountain Valley Bank introduced the Small Dollar Loan product to help customers build their credit. To qualify, the bank lowered the required credit score for loan eligibility. This initiative offers loans up to $2,500, making financial assistance more accessible. Within 15 months of its launch, the bank served 196 customers and generated $318,806 in small dollar loans.
Mountain Valley Bank Impact Story: Ancient Lore Village
Mountain Valley Bank has significantly shaped the economic landscape of the Sequatchie Valley through its support of businesses like Ancient Lore Village. This immersive experience destination relied on Mountain Valley Bank to secure essential financial backing for its development and expansion. The bank’s team provided personalized solutions, enabling Ancient Lore Village to enhance its offerings and attract more visitors. This partnership has generated substantial economic activity, fostered job creation, and bolstered local businesses. Beyond the economic impact, Mountain Valley Bank’s involvement has strengthened community bonds by supporting unique cultural attractions, demonstrating the bank’s dedication to improving the social and economic conditions of the communities it serves.
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