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Ponce Bank

States served:
New Jersey,
New York
Government Certifications
CDFI Certified,
Hispanic American,
Minority Depository Institution
De la Comunidad, En la Comunidad, Para la Comunidad.
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1-4 family mortgages

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Consumer loans

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Business loans

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Land, construction, and development loans

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Non-residential mortgages

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Multi-family mortgages

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Ponce Bank

About Ponce Bank

Ponce Bank was born in The Bronx in 1960 at a time when most banks had abandoned the community. The Bronx was labeled a "community in decline." But our founders, migrants from Puerto Rico, saw nothing but the potential of a proud neighborhood anchored by a strong immigrant work ethic and entrepreneurial spirit. They saw that all it needed was financial investment and vowed to provide it.

Today, our designation as a Community Development Financial Institution (CDFI) certifies our commitment as an investor in the future of our communities. Ponce Bank is where neighbors envision the future, build their dreams, and celebrate all they’ve done.

Ponce Bank Impact Stories

$mall Business Bootcamp

In 2021 Ponce Bank received community requests for educational opportunities for small businesses in low- to moderate-income areas and minority communities. To meet this need Ponce Bank partnered with the Business Outreach Center to create and deliver the Being Ready Series, a course of four free classes designed to help small businesses learn healthy financial practices. At the request of the participants and community; the series; shared in the Bronx, Brooklyn, Queens, Manhattan, and New Jersey; expanded to include a second series of classes in 2022 and a third series of classes in 2023. In 2023 the expanded series was renamed the $mall Business Bootcamp, to better represent the series’ intended audience and topics.

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$mall Business Bootcamp
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